Unoccupied Property Insurance

Whether you have recently purchased a property, undergoing renovation works, changing its use, or for any other reason, our unoccupied property insurance policy provides comprehensive cover for your unique needs.

Our policy features a wide range of benefits, including protection against fire, theft, vandalism, and weather-related damages such as floods and storms. We also provide cover for loss of rental income, liability claims, and legal expenses. With our bespoke insurance plans, you can have peace of mind knowing that your unoccupied property is fully protected against unforeseen circumstances.

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We pride ourselves on providing personalised insurance solutions that cater to your specific needs. Our team of insurance experts takes the time to understand your requirements and tailor a policy that meets your budget and coverage expectations. Whether you need basic coverage or extensive protection, we have a plan that suits you.

Our unoccupied property insurance policy also includes optional extras such as accidental damage cover, subsidence insurance, and emergency assistance.

At LDT Insurance, we value transparency and honesty in all our dealings. Our policy documentation is clear and concise, and we are always available to address any concerns or queries you may have. We believe that trust and open communication are crucial in building long-lasting relationships with our clients.

Don’t let your unoccupied property go unprotected. Get in touch with LDT Insurance today and let us provide you with the peace of mind you deserve.

At LDT Insurance, we understand that securing the right cover is essential for your business. Let us take the hassle out of finding the insurance you need - our experienced team will work with you to find the perfect policy for your business. Get in touch today and let us help you get the cover you require.

Insurance policies for property

Residential Property Owners

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Multiple Premises Portfolios

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Individual Flat Insurance

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Semi-Commercial Properties

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Commercial Property Insurance

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Our covers

What we provide

Standard Cover

Cover for your building(s) including subsidence cover as standard

Inflation protection

by means of index-linking – bringing you peace of mind

Goods Cover

Protection for your goods in transit and business money

Incident Cover

Alternative accommodation expenses arising as a result of an insured incident

Liability Cover

Insures your legal liabilities to others and their property

Legal Expenses Cover

Extending to include Tax intervention Enquiries and Employment disputes

Free Consultancy 

Helplines providing free legal advice, tax advice and counseling

Business Helpline

Will put you in contact with a suitable repairer or contractor in the event of an unforeseen emergency at your premises

The Policy can be extended at your option to include:

The contents of communal areas

Landlords' contents in residential units

Loss of Rental income arising as a result of an insured incident

Liabilities to your Employees

Rent protection and repossession costs

Are you ready?

Let’s get you covered

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Call us 020 8597 6087
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