Residential Property Owners.

For landlords who lease property. Professional, student, D.S.S., second homes and holiday home lets, as well as asylum seekers or migrant workers, blocks of flats, bedsits and more – LDT Insurance ltd flexible policies allow for tenancy changes to occur under one policy, with no need to cancel a policy when properties become unoccupied to be re-let or sold.

Multiple Premises Portfolios.

Your clients may own a number of properties and tire of operating several insurance policies at once. LDT Insurance ltd range of solutions is ideal for customers looking for a single easy-to-manage policy, offering best value at the same time.

Individual Flat insurance.

Clients with a single flat within a block can take advantage of a bespoke insurance policy tailored to their individual needs – just one of the many types of non-standard risks LDT Insurance ltd handle with ease.

Semi-Commercial Properties.

Such properties can create potentially challenging insurance situations, such as the instance of a flat above a shop. With LDT Insurance ltd, you can obtain a policy to ensure both risks at the same time, saving hassle and cost.

We know that as a busy property owner you may not always have time to search endless websites for the cheapest or most suitable insurance for your business.


LDT Insurance offers a comprehensive insurance package designed specifically for Residential Property Owners with up to 10 premises to insure.

What we provide

  • Cover for your building(s) including subsidence cover as standard
  • Inflation protection by means of index-linking – bringing you peace of mind
  • Alternative accommodation expenses arising as a result of an insured incident
  • Protection for your goods in transit and business money
  • Insures your legal liabilities to others and their property
  • Legal Expenses cover – extending to include Tax intervention Enquiries and Employment disputes
  • Helplines providing free legal advice, tax advice and counselling
  • Business Assistance helpline will put you in contact with a suitable repairer or contractor in the event of a unforeseen emergency at your premises
  • The Policy can be extended at your option to include:
    • The contents of communal areas
    • Landlords contents in residential units
    • Loss of Rental income arising as a result of an insured incident
    • Liabilities to your Employees
    • Rent protection and repossession costs

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020 8597 6087

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