Motor Trade Road Risk Only

Road risk insurance is vital for motor traders who drive vehicles not owned by them.

This type of cover covers the motor trader if they are involved in an accident while driving any vehicle that has been bought for business purposes, such as those purchased from auctions or other businesses.

Road risk insurance is a legal requirement and must be held if you operate a motor trading business, regardless of whether it’s run from home, a garage, or mobile. It protects against road risks such as third-party injury or damage caused to property through an accident with your vehicle.

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In addition to this, it will also help protect you financially if your vehicle should be damaged as a result of an accident or theft.

Not only does road risk insurance cover the motor trader in the event of an unexpected incident occurring on the road, but it can also protect them from additional financial burdens in the form of increased premiums following claims. Furthermore, this type of insurance is tailored to meet individual needs and can include breakdown cover and replacement vehicles should yours be stolen or out of action due to repair work.

Overall, road risk insurance is essential for motor traders who drive vehicles not owned by them for business purposes. Not only does it provide peace of mind that you are adequately covered in the event of any eventuality on the roads, but it can also protect you financially by reducing costly premium increases resulting from claims made against your policy.